Archive | Insurance
The Right Life Insurance Policy
Top Picks: Apollo Munich Optima Restore

In the Top Picks monthly series today, I will be reviewing the latest health insurance plan from Apollo Munich Health Insurance Company – Optima Restore. Here are the features of the policy: Apollo Munich Optima Restore – Key Features Exclusive Benefit If the Sum Insured is exhausted during the coverage term, the policy remains alive [...]
3 BEST ONLINE TERM INSURANCE

I discussed earlier in “5 Term Insurance benefits” that insurance agents hardly suggest the term plans. Yet Term Plans are absolutely must in any investment portfolio. They give you maximum value for your money. The online Term Plans offers you a way to bypass the agents and purchase them directly from the insurance company itself, [...]
5 TERM INSURANCE BENEFITS

We seldom think about taking a Term Insurance policy as they do not have any survival benefits, barring a very few. Especially so, as our friendly insurance agent, never even mention about them compared to the endowment policies, where there are not only survival benefits, that is we would get back our investments if we [...]
5 REASONS FOR AVOIDING ULIP
Unit Linked Insurance Policy (ULIP) have been around for many years now and they grew in popularity ever since it’s launch. Generally we get the sale calls from agents in banks and insurance companies around the tax season, urging us to invest in ULIPs for tax benefits, guaranteed returns, etc., but as it is a [...]
HEALTHCARE COSTS AND YOU PART 4
In my earlier write-ups on the series on”Healthcare Costs and You”, I’ve discussed about the two must-have insurance policies for every household – Mediclaim and Critical Illness. If you’ve read about them in Part 1, 2 and 3 of the series, you should have a good knowledge about both by now. I have tried my [...]
HEALTHCARE COSTS AND YOU PART 3
I am sure in “HEALTHCARE COSTS AND YOU PART 2”, you understood the importance of opting for a Mediclaim. This article focuses on Critical Illness policy and it’s features. If we are “attacked” by a critical illness as heart-attack, stroke, cancer, etc., a Mediclaim policy covers the treatment of it, if we are hospitalized. That [...]
HEALTHCARE COSTS AND YOU PART 2
In HEALTHCARE COSTS AND YOU – PART 1 I introduced you to the two ways of covering your medical bills, which are Mediclaim and Critical Illness policy. In this article we will try and understand our need for Mediclaim and what an ideal Mediclaim policy should be. Mediclaim should be in every home and all [...]
HEALTHCARE COSTS AND YOU PART 1
With medical costs rising everyday it is imperative to protect ourselves from sudden need of finance that may pose anytime. What will happen if one fine morning we face a health issue and upon a visit to the doctor and taking many tests, it is diagnosed as something so serious that needs hospitalization? Or worse, [...]





