PlansToProsperity | Mutual Funds, Stock Market, Insurance, Real Estate & Other Investments

With the tax-season around and with barely few days left for the current Financial Year people are rushing for those investment avenues that would help them to save taxes. Mutual fund companies are busy rolling out such schemes of which Rajiv Gandhi Equity Savings Scheme (RGESS) has recently drawn a lot of interest. So, here [...]

The past month was not very good for the markets and we saw a lot of people pulling out their investments from the mutual funds. However, the BSE Sensex are back in the 19000 zone amid some good news – both domestic and international. Both  Goldman Sach and Moody rated India as stable, Government have [...]

Dematerialization has been extended to fixed deposits in banks and post office savings schemes just recently. Is this possible in the field of real estate? This is our theme for a dream today. To understand whether dematerialization is possible in the field of real estate or not, we have to know the current procedure of [...]

Are you planning to transfer your PPF (Public Provident Fund) account to another city or from your nearby post office to your bank and vice-versa? If yes, then this article is for you. First know your rights. You may transfer your account from one bank to another bank, from one post office to another post [...]

  There have been requests from our readers to review ‘HDFC Click2Protect’, an online term insurance plan, ever since it was launched early this year. So here we are with our review. I will not go into the features of this plan, as almost all the online term plans have the same features. So let’s [...]

Often the most neglected and looked-down-upon savings instrument, Recurring Deposits can be your true friend in times of distress. Let us understand it’s true nature and talk about the advantages of opening  a Recurring Deposit account: Recurring Deposit accounts enables you to save a fixed amount of money every month and get a return at [...]

While it is quite easy to get a loan nowadays compared to yesteryears, thanks to the ever-growing competition among banks to sell loans, it is not always a bed-of-roses for the customers. Banks do check on the loan eligibility criteria of a customer diligently before sanctioning a loan and it can be quite disappointing for [...]

Technology is a useful tool in a number of areas of life and certainly, personal finance is one such area. There are new applications and services being introduced all of the time that continually change how we manage our finances, invest, shop and apply ourselves to a whole host of financial activities. Some apps require [...]

On January 2012, AA announced that the typical comprehensive insurance quote has risen by as much as £50 in the span of 3 months. This is £129 higher than in January 2011 – a dramatic increase in just 12 months. Think about it: The shop-around price for annual comprehensive car insurance was £842 on January [...]

This month I have taken a peek into the mutual fund category again and specifically at the Equity sector. Markets are range-bound and it’s a good time to look at the equity mutual funds as the risks are low now. Here are the details of this month’s Top Picks item – ICICI Prudential Discovery Growth: [...]