PlansToProsperity | Mutual Funds, Stock Market, Insurance, Real Estate & Other Investments

LIC’s  (Life Insurance Corporation of India) “Jeevan Vriddhi” is an endowment policy that has been in the market for the last few months and is slated to close shortly as this is a limited period offer. This review will be helpful to those of you who have not yet invested in this plan and are [...]

In this month’s Top Picks series we’ll take a look at investing in gold through Gold ETF and particularly GoldBeEs, the gold ETF from Goldman Sach. You should understand the investment objective behind gold ETF and what gold ETFs are first and for that please refer to my article http://www.planstoprosperity.com/personal-finance-basics/invest-gold-etf/. Here are the current facts [...]

Most of us have dreams of buying a house or an apartment in our lifetime, unless we are very happy with our present living conditions. But how many of us look into real estate as an investment product? Off-course there are many real estate investors, but speaking about the common man and especially the middle-class, [...]

  Here is a video that I have made for you, explaining why the current life insurance policies that you have may not be suitable for you. Watch it and have fun. And yes, as always do let me know your opinions in your comments.          

In this month’s Top Picks series I will analyse and recommend another mutual fund for you, which looks very promising to me – UTI Opportunities. Here are the facts and figures: UTI Opportunities – Key Facts Fund Category / Type Equity: Large & Mid- Cap / Open-Ended Launch Date July, 2005 Fund Managers Anoop Bhaskar [...]

As one start their earning life, they become aware of their financial responsibilities in the true sense. Although one doesn’t have any dependents in the early part of their career, financial security, nevertheless is always a necessity. However, apart from the bank’s Savings Account, they rarely venture out and open some of the absolutely-must financial [...]

With the tax season in peak, today let’s see how we can save taxes through Infrastructure bonds. First let’s understand, what Infrastructure bonds are all about? These are bonds issued by various government and private companies to the general public with fixed interest rates for the purpose of developing the basic amenities of the country [...]

I am excited to share this with you! I have launched the video channel for this blog at youtube. Name of the channel: pl2prosperity My First Video at: http://www.youtube.com/watch?v=WPq8go63TiI Although I would try and post some of the videos right here, but I would really like you to subscribe to my Youtube channel, if you [...]

Rajinder Sharma, a young call center executive from Mumbai, got a call in his cellphone one fine day from a MNC. The sweet female voice asked whether he would be interested in a wealth creation plan that offers guaranteed returns of 15% per annum. Rajinder, earning nearly Rs.30000/- per month, was always wondering about how [...]

In the Top Picks monthly series today, I will be reviewing the latest health insurance plan from Apollo Munich Health Insurance Company – Optima Restore. Here are the features of the policy: Apollo Munich Optima Restore – Key Features Exclusive Benefit  If the Sum Insured is exhausted during the coverage term, the policy remains alive [...]